With over 45 years of experience, Multi-Assist 247 offers personal, commercial, and specialised insurance solutions alongside investment planning, retirement strategies, legal assistance, and emergency support — all designed to secure your future and protect what matters most.
Comprehensive protection for homes, vehicles, valuables, and lifestyle assets — including building, contents, motor, watercraft, caravans, SASRIA, and more.
Building Insurance: Comprehensive cover, including geysers.
Contents Insurance: Covers household items with power surge and accidental damage.
All Risks: Specified portable items like laptops, cell phones, sports gear, spectacles, handbags.
Motor Insurance: Comprehensive vehicle cover.
Watercraft: Boats and related cover.
Caravans & Trailers: Insured for travel and storage.
Motorbikes: Comprehensive bike coverage.
SASRIA: Political riot cover for unrest situations.
Tailored cover for businesses including property, liability, fleet, goods in transit, electronic equipment, theft, business interruption, and corporate risk.
Buildings Combined (Property Insurance)
Business Interruption
Office Contents
Public Liability (including Product Liability & Defective Workmanship)
Work Away Cover
Employers’ Liability
Theft & Burglary
Money
Business All Risks
Goods in Transit
Fidelity / Commercial Crime
Electronic Equipment
Motor Fleet
Motor Internal
Motor External
Accidental Damage
Accounts Receivable
Glass Section
Stated Benefits
Group Personal Accident
Fire Section
Advanced cover for agriculture, aviation, marine, mining, engineering, construction, hospitality, transport, drones, security companies, and niche industries.
Agricultural / Farming Policies
Accident & Health
Aviation
Business Travel Insurance
Casualty
Cell Captive
Commercial Drone Insurance
Construction & Engineering
Corporate Property
Crop Insurance
Emerging Business
Family Protect
Heavy Haulage
Marine Insurance
Legal Insurance
Motor Fleet Insurance
Structured Insurance
Engineering Insurance
Hospitality Insurance
Contractors All Risk Insurance
Pet Insurance
Car Maintenance Insurance
Taxi & Bus Insurance
Health Insurance
Motor Cell/Mechanical Warranty
Car Hire Insurance
Credit Shortfall Insurance
Equine Insurance
Excess Waiver Insurance
Gadget Insurance
Gap Cover
Personal Legal Insurance
Rental Insurance
Scratch & Dent Insurance
Security Company Liability Insurance
Service & Maintenance Insurance
PC Insurance
Tyre & Rim Insurance
Body Corporate Insurance
Public Sector Insurance
SME Insurance
Corporate Insurance
Mining Insurance
Life insurance, disability, dread disease, income protection, funeral cover, and long-term financial protection solutions.
Term Life Insurance
Whole Life Insurance
Endowment Policies
Funeral Cover
Disability Cover
Dread Disease
Critical Illness Cover
Income Protection
Unit trusts, tax-free investments, offshore investments, retirement savings, employee group schemes, and structured wealth-building strategies.
Unit Trust Investments
Basic investment options
Tax-free investments
Offshore investments
Retirement Savings
Saving for retirement
Transferring existing retirement savings
Income during retirement
Retirement savings solutions for employees
Education Savings
Saving for a child’s education
Group Savings
Group retirement savings for company staff
Cash payout funeral policies and structured family protection plans to ease financial burden during difficult times.
Cash Payout to cover funeral expenses
Building, plumbing, geyser, towing, battery, tyre, fuel, car hire, and security assistance through a trusted national partner network.
24/7 Emergency Assist
Building Emergency Assist:
Geyser assistance
Plumbing assistance
Vehicle Emergency Assist:
Towing service
Battery assistance
Out of fuel assistance
Tyre change assistance
Car Hire assistance
Security company assistance
Comprehensive Network of Reliable Partners:
Long-standing, vetted companies across South Africa
Includes electricians, plumbers, appliance repairs, security companies, towing services, panel beaters, workshops, locksmiths, and more.
Insurance law expertise, dispute resolution, financial issue guidance, and hands-on claims support from initiation to settlement.
Insurance Claims:
Expertise in insurance law to support clients with their claims.
Assistance in navigating complex insurance issues.
Financial Problems:
Guidance and support with banking and financial issues.
In-depth knowledge of South African financial law to help resolve disputes.
This ensures that your clients have comprehensive legal support, whether it’s related to insurance claims or financial matters
Underwriting support, compliance guidance, policy administration systems, competitive premiums, product training, and multi-line offerings for brokers.
White-labeled insurance products tailored for brokers.
Support with underwriting and compliance.
Full policy administration systems for streamlined operations.
Training on insurance products and compliance updates.
Access to a broad range of multi-line offerings.
Competitive new policy premiums to offer clients.
Strong claims assistance to ensure smooth processing.
A computer system keeping brokers up-to-date on client portfolios.
Dedicated support for quotes, amendments, claims management, renewals, and ongoing portfolio reviews.
Insurance assistance with new policies and quotes
Amendments and refunds on existing policies (adding/removing vehicles or items)
Claims assistance, from start to finalization
Replacement quotes for items involved in claims
Assessor reports and evaluations of buildings and household inventories
Advice on financial investments and future planning
Assistance with financial issues involving banks or payment arrangements
Emergency assistance—plumbing, towing, and more
Assistance with policy renewals
Reviewing and updating vehicle values
Comparing coverage between insurance companies to ensure it’s the same or better
We assist with managing your investments on a weekly, monthly, quarterly, and yearly basis.
We ensure you get the best possible interest rates on your investments.
We help you plan for your future by aligning your investments with your long-term goals.
Structured will drafting to ensure your assets are distributed according to your wishes, with clear appointment of executors, beneficiaries, and guardians where applicable.
Purpose:
Appoint executors, specify beneficiaries, and detail asset distribution.
Key components:
Testament identifying details, revocation clause, funeral instructions, guardian appointments (if applicable), residue clause.
Next steps:
Gather asset lists, confirm executor, choose guardians, consider trust provisions for minors, consider taxes. Have the will witnessed and stored securely.
Professional estate administration services to manage and finalise the affairs of deceased estates, ensuring compliance, debt settlement, and proper distribution of assets.
Meaning:
Probate/administration of an estate when someone dies without a will or with a will that needs interpretation.
Common tasks:
Prove death, identify heirs, appoint an executor/administrator, gather assets, settle debts, distribute remainder.
Next steps:
Locate will (if any), notify creditors, file with the appropriate probate court, compile an inventory, settle taxes.
End-to-end legal support for property transactions, from sale agreements to title registration, ensuring secure and compliant ownership transfer.
Typical process:
Sale agreement, obtain title deed, conduct due diligence, secure transfer duty, register transfer at the deeds office, issue new title.
Key documents:
Title deed, sale agreement, rates and taxes clearance, occupancy certificate, consent to transfer (if bondholder), proof of payment.
Next steps:
Engage a conveyancing attorney, require bond approval if financing, check for liens or encumbrances, ensure transfer is registered to the new owner.
Efficient coordination of property transfers, handling documentation, bond settlements, and regulatory requirements to ensure smooth ownership transitions.
Types:
Freehold, sectional title, sectional ownership in a unit, trust-owned properties.
Considerations:
Deeds office timelines, bond settlement, rates clearance, transfer taxes, municipal accounts, zoning compliance.
Next steps:
Prepare transfer documents, coordinate with lender, ensure occupancy/possession dates, confirm tax implications.
Expert support in managing and resolving debt through structured repayment plans, creditor negotiations, and legal protection strategies.
Common services:
Debt review, restructuring, consent to settlements, enforcement protection, liquidation/hardship relief.
Key steps:
Assess debt portfolio, negotiate with creditors, establish repayment plans, protect asset exemptions where applicable.
Next steps:
Gather all loan agreements, statements, and notices; consult a debt counsellor or attorney for strategy.
Establishment and management of trusts for asset protection, estate planning, and long-term financial security for beneficiaries.
Purposes:
Asset protection, estate planning, tax efficiency, management of assets for beneficiaries.
Types:
Inter vivos (living) trusts, testimentary trusts (created by will), special trusts (where applicable).
Key documents:
Trust deed, trustees, beneficiaries, funding schedule, beneficiary distributions, tax registrations.
Next steps:
Decide on trustees and beneficiaries, fund the trust with assets, consider tax implications, ensure compliance with local trust law.
Seamless business registration and structuring services, including company formation, compliance, and strategic setup for long-term growth.
Options:
Sole proprietorship, partnership, private company (Pty) or equivalents, holding entities, offshore structures (if applicable).
Key steps:
Name reservation, incorporation documents, share structure, directors, register for taxes, compliance (CIPC/Companies Office equivalents), opening bank accounts.
Considerations:
Liability protection, tax planning, regulatory requirements, ongoing annual filings.
Next steps:
Outline purpose and ownership, prepare memorandum of incorporation (or equivalent), appoint directors, seek legal and tax guidance.
Dedicated support for brokers through product access, compliance guidance, documentation, and streamlined client servicing solutions.
Role:
Facilitate access to financial products, real estate, insurance, or investment opportunities; assistance with documentation and due diligence.
Typical services:
Market research, product comparison, proposal preparation, lender/broker coordination, compliance checks.
Next steps:
Define your objectives (property, insurance, investments), verify broker licensing, request a formal engagement letter, set expectations for fees and deliverables.
End-to-end support in securing and registering your mortgage bond, ensuring competitive terms and a smooth financing process.
What it is:
The process of applying for and establishing a mortgage bond (security interest) over a property to secure a loan. This typically involves the borrower, lender, and a bank or bond originator, and results in a bond registration at the deeds office.
Key players:
Typical steps:
Common documents required:
Important considerations:
Tips for a smooth process:
Secure additional funding on your property with expert guidance on structure, approvals, and repayment planning.
What it is:
Additional borrowing secured against an existing mortgage bond or property, often used to fund renovations, improvements, or other large expenses. This increases the loan amount or creates a new loan facility under the same security.
Key considerations:
Potential structures:
Documentation typically required:
Risks and cautions:
Process overview:
If you’re considering a further advance, We can help you:
Please share:
To achieve maximum growth on investor’s investment portfolio is just as important as assisting the investor to meet his/her ultimate financial objective over a set period as set out by the investor.
WHY DO A INVESTOR REQUIRE THE SERVICES OF PROTEK WEALTHGROW
TO PROVIDE INVESTMENT SECURITY
To achieve maximum growth on investor’s investment portfolio is just as important as assisting the investor to meet his/her ultimate financial objective over a set period as set out by the investor.
INVESTOR’S FINANCIAL OBJECTIVE
The investor must have a financial objective, I.E – to buy property; early retirement, long-term financial security, lumpsum investment to provide monthly income as well as growth on lumpsum investment etc.
PORTFOLIO INVESTMENT PERIOD
For how long a period does the investor want to invest. The strategy for a three-year investment period will be different than a ten-year investment period.
Short-term investment – Less than five years not to invest in high-risk assist, generally conservative investments more appropriate.
Longterm investment – Five years and longer a balanced portfolio including high risk. investment assets should be considered. Does the investors strategy meet his/her financial objective.
MARKET + VOLATILITY
When there is instability in the investment markets, local and international PROTEK WEALTHGROW must provide the investor with advice so that the investor does not panic and make rash decisions or disinvest to the investor’s detriment.
What went wrong and how to prepare for such circumstances. PROTEK WEALTHGROW must provide peace of mind in market instability.
The investors’ portfolio must be well balanced. Exposure to different investment access, cash, bonds, equities, properties, must be concided.
The risk tolerance must be correct in the local as well as international markets.
INVESTMENT ADVICE
PROTEK WEALTHGROW can only provide good advice if PROTEK WEALTHGROW know what is happening in the investor’s life-communication. What impacts the investors life-negative or positive impacts.
To advise and adjust the investors investment portfolio accordingly. The strategy must be holistically.
REVIEW
How did the investors’ investment portfolio perform over the past twelve months. Performance is ultimate – that is why investors invest.
Taking past performance into consideration PROTEK WEALTHGROW must analyze and determine what strategy to take over the next twelve months to achieve and stay aligned with the investor end objective.